Will my auto insurance deny a claim if someone hit me in the back but I already had rear end damage ?

Will my auto insurance deny a claim if someone hit me in the back but I already had rear end damage ?

I was driving and I was hit in the back by a car, the driver of that car fled the scene. My car had damage to the rear of the car already and since the driver of the other car left the scene I don't have much information for my insurance company, but it did happen Read more

One Day Car Insurance – The Most Convenient Insurance Cover For Driving a Borrowed Car

The car insurance industry is now becoming more and more competitive. Till a few years ago we never heard of temporary car insurance or short term auto insurance for that matter. A car on the road was supposed to be insured by the owner of the car and there were no insurance related issues for the person taking a car on hire or borrowing the car from a friend. But Read more

What Is A 1 Day Auto Insurance?

Reader’s Question:

I don’t use my car everyday and paying for a yearly policy may be too expensive for me. I have heard there is a thing called 1 day auto insurance, what is it?

Adrian

Jersey City NJ

 

If you are not using your car everyday, but you would like to have your car insured every time that you are going to drive it, 1 day auto insurance is best for your needs then. Just think about the rates that you are going to pay monthly, or even yearly for a car that you are not using everyday. It may even sound a bit expensive, and of course a little impractical.

Good thing is that some insurance companies offer a policy like this. Of course, if you know a company that you fully trust, then you may ask these agencies if they have coverage for 1 day auto insurance. If not, then the internet may become your best friend.

Getting 1 day auto insurance may sound difficult for some people, but as a matter of fact, these can be found everywhere. It is just rare that people get this type of insurance since most vehicle owners use their cars most of the time. But for the few people that don’t use their vehicles on a daily basis, this may come in handy.

With a few hits on the keyboard, and a few mouse clicks for sure there are loads of insurance companies that are offering this type of insurance. Don’t settle with just one insurance agent or company. Since they most of these companies are offering free insurance quotes online , you can easily compare the rates and prices along with the coverage, and help you come up with a decision on which company you would go with.

Insurance rates, prices and coverage will of course depend on the insurance company. The process is still the same, everything – premiums would depend on age, type of vehicle etc.

The only difference is that it is only valid for one day. But mind you, this is going to be the best decision that you are about to make, rather than going on a yearly basis and pay for high premiums yearly.

1 Day Auto Insurance- What Are The Coverage

Reader’s Question:

I am living in New York, and I am paying for one year insurance for my car, yet I don’t use my car daily. I am about to transfer on a one day car insurance policy, but I am afraid that the coverage may be limited. Is that true?

Cassie

New York City NY

Your worries are understandable, Cassie. But paying for one year insurance for a car that you rarely use would cost hundreds of dollars yearly. That type of insurance is only suitable and preferred if you are using your vehicle for everyday use. But in your case, 1 day auto insurance my perfectly fit your needs.

If you are worrying about the coverage of 1 day auto insurance being limited compared to the long term car insurance rates, then stop worrying. As a matter of fact, you will get the same security and protection that you were getting from yearly premiums for a short term insurance. Like mentioned earlier, the only difference is that you will only need to pay for one day, or at least during the time that you are going to use your car.

Doing so, you would save more than a hundred dollars every year, but still get the same coverage and be secured all the time. Like for instance, an uninsured driver accidentally hits your car, 1 day auto insurance still covers those damages for you.

Most people living in New York do not use their cars most often, and because of this, there are tons of insurance companies that offer this type of policy. One day car insurance in New York is very popular as people tend to just walk in the busy streets rather than drive and go along with the traffic.

If you are still unsure on which insurance company you are about to go with, 1 day auto insurance companies offer free insurance quotes online. That way, you do not have to skip from one company to another physically, and start with your search virtually.

Being safe and secure with one day insurance is something that you should think about. Just imagine the amount that you are about to save, for getting the same coverage and security.

Is It Possible To Get Car Insurance For One Day?

Reader’s Question:

I’m driving from Los Angeles to Las Vegas on a rented car.  My insurance is up for renewal but I can’t do it right now.  Is it possible to get car insurance for one day just so I’d get covered while driving to Las Vegas?

Mark

Los Angeles CA

 

It’s a good idea, Mark, to get a temporary car insurance so that you are covered while making the three-hour drive to Las Vegas.  It’s not very far but a lot of things could go wrong when you are not prepared.  Finding companies that offer one day coverage can prove to be difficult because this is not very common.  Not all insurance companies offer car insurance for one day because it could prove a hassle.  The best thing for you to do is to find an insurance company that offers temporary coverage days before you’ll make the trip so that all requirements are met and your trip can go as planned. 

But it seems like you want the car insurance for one day right now, which means that you need to further limit your search to those companies that offer quick coverage without the pain of asking too many requirements.  You can try using comparethemarket.com since it promises to give quick and easy car insurance for one day.  The documentation is given through email, making it simpler and more convenient for you.  You can also extend the temporary car insurance for one day coverage up to 28 days just in case your business in Nevada would keep you busy and unable to renew your regular policy.

Just like an ordinary coverage, this kind of policy is available for comprehensive to third-party liability only.  Since the drive is long, it’s better for you to get a comprehensive coverage to cover all bases.

If you want to rent a car, the car rental company can provide the insurance without asking for a lot of documentation from you.  Renting a car for a short trip to Las Vegas may be the thing for you.  Try to find out from local car rental companies if they can give you a good rate.